Head-to-head · Last checked
FTMO vs FundedNext (2026): fees, rules and payouts compared
FTMO and FundedNext run near-identical 2-step challenges at similar prices, so the differences that matter are in the details: profit targets, minimum days, how soon you are paid and which instant options exist. We compared FTMO's 2-Step Challenge with FundedNext's Stellar 2-Step using each firm's own rules pages.
2-Step FTMO Challenge
Best for speed to first payout
- From
- €89$10K account · up to $200K
- Rule edges
- 1 of 2
Stellar 2-Step
Best for a cheaper, easier phase 1
- From
- $59.99$6K account · up to $200K
- Rule edges
- 1 of 2
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Our verdict
Choose FundedNext if you want a cheaper start ($59.99) and an easier phase-1 target (8% vs 10%). Choose FTMO if you want fewer minimum trading days (4 vs 5 per phase), a faster first payout (from day 14 vs a 21-day cycle), a free trial and larger instant accounts. At $100K the list prices are almost the same: €540 vs $549.99.
Best for speed to first payout
FTMO
4 minimum trading days, payouts on request from day 14, 100% fee refund, free trial.
Best for a cheaper, easier phase 1
FundedNext
From $59.99 ($6K), 8% phase-1 target, no time limit, fee refunded with first reward.
Rule by rule
An Edge marks the better figure on that one rule, and only where both firms publish a comparable number. It is not an overall score: weigh the rows that matter to how you trade.
FTMOFundedNextPrice at $100K
Different currency or billing, so no edge
€540
$549.99
Profit target
Lower phase-1 target
10% then 5%
8% then 5%
EdgeProfit split
Higher base split
80% (90% with Scaling Plan)
Tie80% (up to 90% with Scale-Up)
TieMax drawdown
More drawdown room
10% static
Tie10%
TieDaily loss limit
More daily room
5%
Tie5%
TieMin. trading days
Fewer required days
4
Edge5 per phase
Time limit
No deadline
Unlimited
TieNone
TiePayouts
Schedules differ in kind, so no edge
On request, from day 14 after first trade
First withdrawal after 21 days; faster options available
Platforms
More platform choice
MT4, MT5, cTrader, TradingView
TieMT4, MT5, cTrader, Match-Trader
Tie
Full rules tableShow
| Rule | FTMO (2-Step Challenge) | FundedNext (Stellar 2-Step) |
|---|---|---|
| Cheapest account | $10K — €89 (1-Step from €79) | $6K — $59.99 |
| $100K price | €540 | $549.99 |
| $200K price | €1,080 | $1,099.99 |
| Profit targets | 10% then 5% | 8% then 5% |
| Daily loss | 5% | 5% |
| Max loss | 10% static | 10% |
| Minimum trading days | 4 | 5 per phase |
| Time limit | Unlimited | None |
| Profit split | 80% (up to 90% with Scaling Plan) | 80% (90% after Scale-Up; 95% add-on) |
| First payout | On request, from day 14 after first trade | After a 21-day cycle, then every 14 days |
| Fee refund | 100% with first reward | With first reward |
| Platforms | MT4, MT5, cTrader, TradingView | MT4, MT5, cTrader, Match-Trader |
| Instant option | Instant account, $5K–$100K | Stellar Instant, $2K–$20K |
| Billing currency | EUR | USD |
FundedNext notes that US clients can only use Match-Trader.
Where FTMO wins
- Fewer minimum trading days (4 vs 5 per phase).
- Earlier first payout: on request from day 14 after your first funded trade, versus FundedNext's 21-day first cycle.
- Free trial to test the rules before paying, and instant accounts up to $100K.
- TradingView is among its listed platforms.
Where FundedNext wins
- Lower entry price: $59.99 for $6K vs €89 for FTMO's $10K.
- Easier phase-1 target: 8% vs 10%.
- Higher ceiling on profit split with the 95% add-on.
- Match-Trader support (the only option for US clients).
FAQ
Is FTMO or FundedNext cheaper?
FundedNext has the cheaper entry ($59.99 for $6K vs €89 for FTMO's $10K). At $100K they are close: €540 at FTMO vs $549.99 at FundedNext. FTMO bills in euros, so compare at your card's exchange rate.
Which is easier to pass, FTMO or FundedNext?
FundedNext's Stellar 2-Step has a lower phase-1 target (8% vs FTMO's 10%); both use 5% daily and 10% max loss. FTMO needs 4 minimum trading days; FundedNext needs 5 per phase.
Which pays out faster?
FTMO allows a reward request from day 14 after your first funded trade. FundedNext's first reward comes after a 21-day cycle, then every 14 days.
Do FTMO and FundedNext refund the challenge fee?
Yes. FTMO refunds 100% of the 2-Step fee with your first reward, and FundedNext refunds the Stellar 2-Step fee with the first reward.
Is a prop firm challenge fee a safe way to start trading?
Treat the fee as money you can lose. Most traders do not pass evaluations, funded accounts are usually simulated, and firms can change their rules. Read the firm's own terms before paying and see our risk warning.
FTMO vs FundedNext
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